L
Lennox Capital
Business Funding
Funding

Working capital based on how your business performs.

A merchant cash advance gives you capital today in exchange for a portion of future receivables. No real-estate collateral, no lengthy bank process.

Use it for

Whatever moves the business forward.

  • Payroll and hiring
  • Inventory and materials
  • Equipment and repairs
  • Taking on a larger contract
  • Marketing and expansion
  • Bridging slow seasons

What you'll need

  • 1A short business application
  • 2Last four months of business bank statements
  • 3Government-issued ID for each owner
  • 4Voided check or bank letter for the operating account
Understanding your offer

Every number, stated up front.

Your offer and contract spell out each of these terms before you sign anything.

Funded amount
The amount sent to your business account after any stated fees.
Purchased amount
The total of future receivables purchased — what is remitted over the life of the advance.
Remittance
A fixed daily (business days) or weekly ACH amount, stated in your offer and contract.
Specified percentage
The share of receivables purchased, used to reconcile remittances against actual revenue.
Daily or weekly

Choose the rhythm that fits.

Daily

Smaller amounts collected each business day — weekends and federal holidays excluded.

Weekly

One fixed amount each week, for businesses that prefer fewer, larger remittances.

Ready to talk about your next move?

Send your last four months of business bank statements and a short application. We'll come back with a straight answer.